By accessing the website at http://www.westcoast-actuaries.com, you are agreeing to be bound by these terms of use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

The information contained on this Website and pages within is for informational purposes only and is not intended to provide specific legal, accounting, financial or tax advice for you and should not be relied upon in that regard.

Permission is granted to temporarily download one copy of the materials (information or software) on Westcoast Actuaries Inc.’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on Westcoast Actuaries Inc.’s website;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Westcoast Actuaries Inc. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The materials on Westcoast Actuaries Inc.’s website are provided on an ‘as is’ basis. Westcoast Actuaries Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. All responsibility or liability for any damages caused to computer systems, software or electronic files by computer viruses, “worms”, “trojan horses” or other items or forces of an intrusive, disruptive or destructive nature is disclaimed.

Further, Westcoast Actuaries Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

In no event shall Westcoast Actuaries Inc. or its employees be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Westcoast Actuaries Inc.’s website, even if Westcoast Actuaries Inc. or a Westcoast Actuaries Inc. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

The materials appearing on Westcoast Actuaries Inc. website could include technical, typographical, or photographic errors. Westcoast Actuaries Inc. does not warrant that any of the materials on its website are accurate, complete or current. Westcoast Actuaries Inc. may make changes to the materials contained on its website at any time without notice. However Westcoast Actuaries Inc. does not make any commitment to update the materials.

Westcoast Actuaries Inc. has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Westcoast Actuaries Inc. of the site. Use of any such linked website is at the user’s own risk.

Westcoast Actuaries Inc. may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of use.

Last update: September 19, 2017

These terms and conditions are governed by and construed in accordance with the laws of the Province of British Columbia and you irrevocably submit to the exclusive jurisdiction of the courts in the Province of British Columbia.