Investment Consulting

In today’s complex investment landscape, we assist our clients in developing investment strategies they can understand. We get to know our clients’ needs and constraints, and tailor our services to match. From structuring a portfolio where none existed before, to ongoing support of fiduciary duties, we are here for our clients every step of the way. Our expertise enables us to analyze information from a variety of sources, providing you with relevant and actionable information.

/ WHAT WE DO

Quality and sound investment advice is most effective coming from impartial industry experts. Our expertise will help you develop long-term investment strategies that work toward meeting your goals without undue risk.

We provide a complete range of investment consulting services to our clients. Our consulting team includes qualified actuaries, CFA (Chartered Financial Analyst) Charterholders, and experienced associates. With a strong diversified team, we understand the importance of establishing a resilient portfolio, with diligent analysis and monitoring in place to achieve objectives. As experts who often work closely with our clients to design and implement effective investment strategies, we are suited to offer comprehensive, objective counsel with respect to your investments.

Asset Mix & Investment Beliefs

We take the time to understand your risk tolerance, liabilities, and investment time horizon in order to help develop policies and an asset allocation strategy that is consistent with your investment objectives and constraints. On an ongoing basis, we evaluate the suitability of the current asset mix and identify potential changes to better address requirements and restrictions. Through education and discussions at regular meetings, we help you understand areas of investing that may be new or unknown to you. As you continue to develop and reaffirm your investment beliefs, these are incorporated into your asset mix.

Investment Policy Statement

Good governance starts with good documentation. We create and update your Investment Policy Statement to integrate the asset mix, investment beliefs, procedures and responsibilities of service providers. We review and update the Investment Policy Statement as changes occur to ensure it remains up to date and relevant.

Manager, Mandate and Portfolio Evaluation

By applying our expertise and resources, we review your performance against objectives, benchmarks, and peers on an ongoing basis. We look at each area of your portfolio to identify which aspects have contributed to relative performance, and provide you with a comprehensive evaluation to help you make decisions to retain or terminate an investment manager or mandate. We filter the vast amount of information into key components and actionable items that you can understand. Between ongoing evaluation and scheduled meetings, we keep you up to date with timely information through email communications pertaining to the investment climate.

Manager Searches

We continually conduct thorough analysis of prospective managers and their product offerings. When you require a new investment manager, whether it is filling a new asset class mandate or for the replacement of a current mandate, we enable you to make informed decisions by evaluating performance relative to peers and benchmarks, along with qualitative characteristics to ensure a good fit within the current portfolio. With our assistance, you are empowered to confidently engage a new mandate.

/ CUSTOMIZED SOLUTIONS

We work closely with sponsors, trustees, members, and other stakeholders to customize the most applicable solutions.

Defined Benefit Pension Plans

Your Plan is in it for the long haul, balancing growth to provide pensions for future retirees and income for those receiving pensions today. We partner with you for the long-term. We will ensure your investment policy statements, asset mix, and investment managers align with your investment beliefs, risk tolerance, objectives and constraints. As circumstances change, we will help you keep your documentation up to date and your investments on track. We provide evaluation of managers, mandates, and the total portfolio, to help you make decisions regarding your investment managers. If you’re implementing a new mandate or replacing an existing one, we review qualitative and quantitative characteristics to ensure we find a good fit for you. Along with our regular and special project reporting, we meet with you to review the key components, distilling information into actionable items that you can understand.

Defined Contribution Pension Plans and Capital Accumulation Plans

Your Plan gives autonomy to members to make investment choices relating to their retirement. Whether you’re setting up a new plan, or have an existing plan, we will get to know you and your member base and help you navigate the CAP guidelines to provide the right mix of investment choices. We work with your record keeper as your advocate, to get you the best service at the best value. We will assist you with the documentation, and provide ongoing consulting to ensure the fund line up remains relevant. When adding or replacing a manager from the fund line up, we review qualitative and quantitative characteristics to ensure a good fit. Along with our regular and special project reporting, we meet with you to review key components, distilling information into actionable items that you can understand.

Endowments and Foundations

Your non-profit Fund should last in perpetuity, and Westcoast Actuaries is here to provide investment consulting to help make that happen. We will work with you to ensure investments are on track to last, while your organization can focus on what really matters. Let us worry about updating the investment policy statement, and evaluating manager performance. We’ll bring you the necessary information for decision-making without bogging you down in a sea of numbers.

Health and Welfare Trusts

Your Fund provides benefits programs to your members and pays for medical expenses, both now and in the future. We will aid you in choosing the appropriate asset mix for the Fund, and provide ongoing evaluation and consulting.

First Nations Trusts

Your Fund should last indefinitely so that you can continue to provide programs and initiatives for generations to come. Let us provide you with investment consulting to help make that happen. We will work with you to ensure investments are on track to last, while your organization can focus on what really matters. Let us worry about updating the investment policy statement, and evaluating manager performance. We’ll bring you the necessary information for decision-making without bogging you down in a sea of numbers.

Other institutional funds

Whatever your goals and constraints, we are here to provide investment consulting to ensure you have the right tools. From policy creation and review, to ongoing evaluation and investment manager replacement, we are here to help. We take in your investment information and present the relevant facts to you, so you can make informed decisions regarding your fund.

Get Started

Send us a message to learn more about how we can help your organization