Registered Pension Plan (RPP)

A Registered Pension Plan (RPP) in Canada is a plan that is registered with Canada Revenue Agency for tax purposes, and, if applicable, the federal or provincial pension regulator.  The plan can be on a defined benefit or defined contribution basis.

Westcoast Actuaries Inc. provides actuarial consulting services and administration services to retirement plans of our corporate and public sector clients.  Certain plans are administered by a board of trustees with representatives from management and unions.

In order to maintain registration status under the Income Tax Act and under the federal / provincial pension regulatory authority, a Registered Pension Plan must be administered in accordance with the terms of the plan as registered.  RPPs must also satisfy certain filing requirements with Canada Revenue Agency as well as the federal or provincial pension regulator if applicable.  Please refer to RPP Filing Requirement & Deadlines for a summary of the filing requirements and deadlines.